Although a cashless hospitalization facility is available at a network of hospitals, you may sometimes need to use hospitals that are not in the network. Reimbursement claims may be filed in the following circumstances:

  • Hospitalization at a non-network hospital
  • Post- and pre-hospitalization expenses that are not covered or any other expenses your policy
  • Denial of preauthorization for specific reasons.

In such cases, you can claim reimbursement after discharge.

  1. Intimate us about your impending claim.
  2. Present your e-card at the hospital during admission along with any other legally accepted identity card.
  3. Submit your reimbursement claim within 7 days from the date of discharge.
  4. In case of approval, the amount is reimbursed either via NEFT or cheque (sent to the address mentioned in your policy).
  5. In case your claim is denied, the denial letter is sent to you by courier/post/e-mail quoting the reason for denial of your claim.


If you need any clarifications on the documents, please get in touch with us on +91 96966 83999 or write to us at support@securenow.in.